Annual Private Finances
A modern and innovative savings bank is looking to hire a Private Financing Specialist (m/f/d) for a part-time or full-time position. The company operates with flat hierarchies, short decision-making paths, and a team-oriented atmosphere.
The Private Financing Specialist will be responsible for managing client financial portfolios by offering personalized financing solutions, including loans, investment products, and wealth management advice tailored to private clients’ needs.
Key tasks and expectations for this role include:
- Origination and execution of custom loan products: Evaluating borrower financial data and creditworthiness, structuring financing packages, and closing loans tailored to high-net-worth clients’ needs.
- Client financial analysis and advisory: Conducting interviews to understand clients’ financial objectives, advising on investment products, mortgages, and retirement planning, and assisting with account openings and closures.
- Compliance and licensing: Maintaining required licenses such as FINRA Series 7 and 66 (or equivalents) to sell investment and loan products, ensuring adherence to banking regulations and internal policies.
- Relationship and risk management: Leveraging relationship management skills to grow the client base, manage credit risk, and work closely with financial experts such as accountants or debt counselors when necessary.
- Operational duties: Performing some routine teller and customer service tasks including deposits, loan payments, and account maintenance to support daily banking operations.
Ideally, the candidate already has knowledge of legal issues related to credit business, or they should be willing to quickly familiarize themselves. A completed apprenticeship as a bank clerk (m/f/d) is required, and the candidate should be willing to attend necessary further training.
The company provides a permanent employment contract with an attractive salary according to TVöD-S and performance-related bonus. Teamwork, resilience, and good verbal and written expression skills are expected.
The Private Financing Specialist will analyze economic circumstances and check the creditworthiness of borrowers. They will keep existing credits in view and recognize anomalies at an early stage. The role involves comprehensive credit application processing, evaluating risks, and making decisions within competencies. The specialist will ensure the legally secure ordering, regular review, and administration of securities.
The company offers a flexible working arrangement, 32 days of vacation, and the possibility of mobile work. They also provide a company pension scheme, health management, and employee events. The company is committed to continuous professional and personal development through regular training, workshops, and many design options.
In summary, the Private Financing Specialist combines financial expertise, client relationship management, regulatory compliance, and operational skills to provide tailored financing and investment solutions to private clients, ensuring both service excellence and adherence to banking standards.
- The Private Financing Specialist will handle economic and social policy matters by analyzing economic circumstances, checking the creditworthiness of borrowers, and ensuring the legally secure ordering, regular review, and administration of securities.
- In addition to managing client financial portfolios, the Private Financing Specialist will also engage in business and career development opportunities by leveraging relationship management skills to grow the client base, manage credit risk, and pursue personal-finance related education and training, provided by the company.
