Financial support provided as maternity capital has been transferred by over 300 Kamchatka residents to their offspring
The Maternal Capital program in Kamchatka Krai, Russia, offers a unique opportunity for families to finance both their children's education and housing needs. This program, active until 2026, is designed to support families in various aspects of their lives.
Education Funding
The Maternal Capital funds can be used for a variety of educational expenses, including:
- Tuition fees for children's education, covering preschool, school, vocational, and higher education levels such as colleges and universities.
- Additional educational services or programs that enhance children's development, such as online school courses, driving school lessons, creative or sports activities, and services of individual entrepreneurs or agencies for education and childcare.
The eligible age for children to use Maternal Capital funds for education generally covers from preschool age through the completion of post-secondary education. However, specific ages may vary regionally.
Housing Assistance
For housing or accommodation needs, the funds can be used:
- To purchase a new apartment or house.
- To pay off loans or mortgages for housing.
- To improve or repair the family's existing living space.
Required Documents
To avail of the Maternal Capital program, certain documents are required, including:
- The family's certificate of Maternity Capital.
- Identification documents of the parents and the child(ren).
- Proof of residence or housing contracts if used for accommodation.
- Enrollment documents and contracts with the educational institution for education use.
- Application forms specific to the regional social welfare office administering the Maternal Capital use.
In Kamchatka Krai, the regional authorities or social protection offices provide specific application guidance. For exact eligible ages, detailed types of education covered, and the full list of required documents, it is necessary to consult these local offices.
Regional Differences
While Kamchatka Krai follows federal guidelines for the Maternal Capital program, the region may introduce its own administrative requirements for application processes and eligible expenses within the categories mentioned above.
For instance, to use Maternal Capital funds for accommodation in a dormitory, a lease agreement with the amount and payment terms, and a certificate from the organization confirming the student's residence in the dormitory must be provided.
Program Highlights
- Since the beginning of 2025, the Kamchatka Branch of the Social Fund has transferred over 18 million rubles for education purposes to 334 families in the region.
- The single contact center can be reached at 8 (800) 100-00-01 for further questions about the Maternal Capital program. (Calls are free.)
- Maternal Capital can be used to pay for online school courses, driving school lessons, creative or sports activities, services of individual entrepreneurs or agencies for education and childcare.
- Maternal Capital funds can be used immediately after the birth for kindergarten attendance or education programs.
- Maternal Capital can also be used to pay for accommodation in an educational organization's dormitory.
- If an agreement on information exchange has been signed between the educational organization and the regional branch of the Fund, parents do not need to additionally provide a contract for services.
- Applications to use Maternal Capital funds for children's education can be submitted on the government services portal, in the regional branch's client service, or in the MFC.
- Along with the application, a document confirming the certificate owner's identity and a contract for paid services or its certified copy must be presented.
- The organization must be located in Russia and have a valid license for providing educational services.
- Until the child reaches 25 years old, parents can use Maternal Capital for middle or higher education, regardless of whether the organization is state or private.
- Maternal Capital funds can be used to pay for the education of any child in the family.
- The certificate can be used to obtain primary, secondary, middle, or higher education after the child it was received for reaches the age of three.
- The head of the Kamchatka Branch of the Social Fund, Tatiana Skumatova, stated this information.
- The contract must contain information about the amount and payment terms for the child's education. Before signing the contract, it is necessary to check if the institution has a license for educational activities.
- The Maternal Capital program is a state support measure for families.
In the context of personal-finance and education, parents in Kamchatka Krai can utilize Maternal Capital funds for a range of educational expenses, such as tuition fees for preschool, school, vocational, and higher education levels, as well as additional educational services like online courses, driving lessons, and creative or sports activities.
Regarding housing needs, families can also use Maternal Capital funds to pay off mortgages, purchase a new home, or make improvements to their current living space. These funds can even be used for accommodation in an educational organization's dormitory.
