Fintech Q3 2025: Blockchain, Embedded Lending, and Cross-Border Payments Drive Innovation
The fintech world is abuzz with activity as the third quarter of 2025 comes to a close. Tomorrow marks the start of October, historically a busy season for such announcements. Let's delve into the latest developments.
Carrington Labs has teamed up with TaranDM to integrate cash flow underwriting directly into automated decisioning processes. Meanwhile, Swift is set to enhance its infrastructure with a blockchain-based ledger.
In a significant milestone, Deutsche Bank successfully conducted its first euro transaction using blockchain technology. This move signals a growing acceptance of blockchain in mainstream finance.
Worldpay has launched embedded lending, banking, and card issuing services for its platform partners. Powering this expansion is Nuvei, a key partner offering modular, flexible, and scalable technology across over 200 markets.
Citi and Dandelion have joined forces to revolutionize cross-border payments, enabling near-instant payments into digital wallets worldwide. Finastra, too, has unveiled an intelligent routing module for payment routing.
Solaris has chosen ACI Worldwide's Connetic to future-proof its payments infrastructure. SEON, meanwhile, has secured $80 million in Series C funding and introduced a comprehensive AI suite to streamline investigation times.
As the fintech landscape continues to evolve, these partnerships and innovations promise to reshape the way we approach payments, decisioning, and risk management. With fall traditionally being the busiest season for such announcements, we can expect more groundbreaking developments in the coming months.
