Restructuring agreements result in Yakutans owing over 50 million rubles to be repaid
In the Yakutsk region, facing difficulties with utility bill payments? Yakutskenergosbyt, the energy supply company serving the region, offers a debt restructuring service to help consumers manage their debts. Here's a clear guide to help you navigate the process.
**Step 1: Preparing Your Application**
To start, you'll need to draft a formal application requesting debt restructuring (рассрочка) for your utility payments. Key components of this application include:
- Your full name and contact details - Your account or contract number with Yakutskenergosbyt - Details of the debt amount and the period it covers - A brief explanation of your current financial difficulties - A proposal or request for a payment plan or installment arrangement - Your signature and date
**Step 2: Gathering Required Documents**
Typically, to apply for debt restructuring with Yakutskenergosbyt, you'll need to submit the following documents:
- **Passport or ID** — to verify your identity - **Proof of residence** — registration at your address in Yakutsk - **Documents confirming financial hardship** — such as a certificate of income or unemployment, medical certificates if illness is a factor, and any other proof of reduced income or inability to pay the full sum at once - **Previous utility bills and debt statements** — to confirm your outstanding amounts
**Step 3: Submitting Your Application**
You can submit your completed application and documents via one of the following methods:
- **In-person:** Visit the nearest Yakutskenergosbyt office. The staff can assist you with the submission process and clarify any questions. - **By mail:** Send your application and copies of documents to the official address of Yakutskenergosbyt. - **Online:** Check if Yakutskenergosbyt offers an online portal or email submissions for such requests on their official website or customer service page.
**Step 4: Following Up**
After submission, Yakutskenergosbyt will review your application and contact you regarding the decision or to discuss the restructuring terms. Make sure to keep copies of all submitted documents and maintain contact with the company.
**Additional Tips**
- **Act quickly:** The sooner you apply, the better your chances of arranging a repayment plan without penalties. - **Be honest and detailed:** Provide a clear view of your financial situation to facilitate approval. - **Keep records:** Save copies of all correspondence and agreements.
For the most accurate and up-to-date details, you may contact Yakutskenergosbyt directly:
- **Phone:** Look up the official customer service number for Yakutskenergosbyt - **Website:** [Yakutskenergosbyt Official Site](https://yakutskenergosbyt.ru) - **Office address:** Available on their website or via phone
Additional documents such as SINILS, INN (provided at the applicant's discretion), Form 3 certificate of family composition, and documents confirming the payment of the initial 30% deposit may also be required. From January to May 2025, Yakutskenergosbyt concluded over 1,700 debt restructuring agreements for utility services totaling over 50 million rubles. As of today, 60 agreements, totaling over 1.5 million rubles, have been fully repaid.
Applications for debt restructuring can be submitted through the "Internet Reception" on the DÉK website, the DÉK Personal Cabinet, or the DÉK Client Office. Failure to adhere to the payment deadlines may result in the agreement's termination, leading to electricity supply suspension until the debt is fully repaid. Upon signing the agreement, the consumer deposits 30% of the debt into the branch's account. The remaining balance is to be paid in installments over the agreed period in the restructuring schedule. The branch management accommodates consumers who apply for staged debt repayment to avoid electricity supply suspension.
In the process of applying for debt restructuring (рассрочка) with Yakutskenergosbyt, a utility service provider in the Yakutsk region, it's essential to present details about your financial difficulties and propose a payment plan in your formal application. To demonstrate your current financial state, you may need to submit various documents, such as proof of identity, proof of residence, and documents confirming financial hardship, all of which are critical for business transactions and personal finance matters.
After considering your application, Yakutskenergosbyt will offer a solution tailored to your financial situation, which might involve a payment plan or installment arrangement. This arrangement can significantly impact both your business operations and personal finance, ensuring you manage your utility bill debts more effectively. Businesses and individuals in the Yakutsk region who are facing difficulties with utility bill payments should take advantage of this debt restructuring service to alleviate financial strain and maintain their electricity supply.
