Top Bank Account Incentives Available in June 2025
Looking to make some extra cash by opening a new account? Some banks are dishing out some serious bonus dough for showing them your funds. Let's check out the top offers, shall we?
From the high-roller options to the more modest ones, here's a rundown of the bank account bonuses that'll have you feeling like a baller.
Checking Account Bonuses: Big Spenders Unite
- Chase (Private Client): This elite account boasts a whopping $3,000 bonus. But you'll need to deposit between $150,000 and over $500,000 to unlock it. You'll also have to keep that money in the account for at least 90 days.
- Huntington National Bank: Want a more... moderate bonus? How about up to $600? You can snag it with the Perks Checking Account or the Platinum Perks Checking account, depending on your fancy. You'll need to make qualifying direct deposits and keep the account for at least 90 days.
- BMO: Get a cool $400 bonus with BMO's Smart Advantage or Smart Money Checking accounts. Just deposit $4,000 in qualifying direct deposits within your first 90 days of opening the account. Not bad, eh?
- PNC Bank: Settle for a $100 bonus with their Virtual Wallet account, or aim higher and bag $200 or $400 with the Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select, respectively. You'll need to make qualifying direct deposits and meet other requirements to score these offers.
- Bank of America: Fancy a $300 bonus? Open one of their eligible checking accounts and receive at least $2,000 worth of monthly direct deposits within the first 90 days. Simple as that!
- KeyBank: Earn a $300 bonus by opening a new Key Smart Checking account and making at least one direct deposit of $1,000 or more within the first 60 days.
- Wells Fargo: Cash in on a $325 bonus with their Everyday Checking account. Just receive $1,000 in direct deposits within the first 90 days of opening the account.
- SoFi: Ready to have some fun? Earn up to $300 with SoFi Checking and Savings account. Just set up direct deposits and... keep an eye on those bonuses!
Savings Account Bonuses: For Those Who Like to Save
- TD Bank: Want to put your money away for a while? You can earn $200 with their TD Signature Savings or TD Simple Savings account. Just deposit at least $10,000 into your new account within 20 days and maintain the balance for another 90 days.
- Alliant Credit Union: New members who open an Ultimate Opportunity Savings Account can earn $100 after a year by making monthly deposits into that account. Keep saving, buddy!
- BMO: People who open a Savings Builder Account can earn a bonus of $5 per month, up to $60 for the first year they have the account. Deposit at least $200 each month for a year to secure this offer.
Business Bank Account Bonuses: Let's Make Some Money, Shall We?
- Huntington National Bank: Open an Unlimited Business Checking or Unlimited Plus Business Checking account and deposit at least $5,000 or $20,000 to earn a $400 or $1,000 bonus, respectively. Just make sure to maintain the account for at least 90 days, and voila!
- PNC Bank: Opening a new PNC Business Checking account, Business Checking Plus account, Analysis Business Checking or Treasury Enterprise Plan can get your business a bonus of up to $1,000. Happy spending!
- Axos Bank: Small businesses can open a business checking account at Axos Bank to earn up to a $400 bonus. For these offers, you'll need to open a Business Interest Checking account or a Basic Business Checking account and complete the requirements.
In the finance industry, checking accounts such as Chase (Private Client), Huntington National Bank, BMO, PNC Bank, Bank of America, KeyBank, Wells Fargo, and SoFi offer bonuses, ranging from $100 to $3,000, for depositing a certain amount and maintaining it for a specified period. Savings accounts like TD Bank's TD Signature Savings or TD Simple Savings account, Alliant Credit Union's Ultimate Opportunity Savings Account, and BMO's Savings Builder Account provide bonuses, including a $200 bonus from TD Bank and $5 per month up to $60 from BMO. Some business bank accounts, such as those offered by Huntington National Bank, PNC Bank, and Axos Bank, also offer bonuses for opening and maintaining a business checking account. This banking-and-insurance sector competition generates better deals and benefits for account holders.
