VTB Secures Initial Funding for Revised Family Home Loan in Komsomolsk-on-Amur
Loan Opportunities Expanded in Komsomolsk-on-Amur for Families Buying Secondary Market Apartments
Good news for families in Komsomolsk-on-Amur! You can now secure a loan to purchase a secondary market apartment, thanks to the expansion of family mortgages in the city. VTB, as reported by the "Khabarovsk Krai Today" news agency, has already issued the first such loans.
Alexei Bliznyukov, who's in the know, reveals that this updated family program extension applies to families with children under the age of 6. The catch? The city should have a low volume of new construction. The apartment you're eyeing can be in a building that's no more than 20 years old and isn't deemed dilapidated. The annual interest rate is a steady 6% across all regions.
Key requirements of the updated family program at VTB include:- Initial contribution: from 20.1%- Loan term: up to 30 years- Max loan amount: 6 million rubles
Good news for moms! You can use maternity capital to form your initial contribution or even repay a part of your loan. To check if your city made the list of eligible locations for purchasing secondary housing in multi-apartment buildings, head over to Dom.RF's website.
Alexei Bliznyukov also shares that over the past month, VTB has eased up on its mortgage conditions quite a bit:- Lowered interest rates for market and combined mortgage programs, including for individual housing construction.- Reduced initial contribution to 20% for salary clients and 30% for others.- Resumed mortgage loans without documentary income confirmation, even within state-supported programs.
With all these changes and the availability of secondary market apartments, Komsomolsk-on-Amur families now have more options to secure a home! Just remember to double-check local resources or real estate agencies for the most accurate information in your specific area.
Note: As of July 2024, the program of privileged mortgages for newly constructed homes in major centers of the Military-Industrial Complex (MIC) in Russia has ended. For the most up-to-date information on family mortgage programs in Komsomolsk-on-Amur or other cities, please consult local government resources or real estate agencies.
In light of the easing mortgage conditions by VTB, families in Komsomolsk-on-Amur are now able to invest in real-estate, such as secondary market apartments, with the help of finance opportunities that are now expanded for their specific demographic. Moreover, interested families can use their maternity capital as part of the initial contribution or even to repay a part of their loan when securing these business opportunities.
