Websites Forbidden from Instantly Charging Subscription Costs
In a significant move aimed at enhancing consumer rights and transparency, the Russian government has approved changes to the "Law 'On the Protection of Consumer Rights'". As reported by AMUR.LIFE, citing Izvestia, these changes will revolutionise the management of online subscriptions in the country.
Starting soon, online services will no longer be allowed to automatically charge users' bank cards once the users have deleted their payment details from their accounts. This means that online services lose the right to debit money without explicit user consent if the card information is removed, a measure designed to simplify subscription cancellation.
The new regulations also require online service providers to obtain explicit consent from clients for every debit transaction or risk forfeiting the ability to automatically renew subscriptions. This change is intended to enhance consumer protection against hidden payments and cumbersome cancellation procedures.
The ban on automatic debits applies only to services where the client has removed their bank card from their account. It is worth noting that the changes prohibit automatic debits from bank cards for online subscriptions without prior client consent, affecting services with monthly payments such as online cinemas and loyalty programs.
Interestingly, the government's new rules also address a growing trend in Russia - the limitation on the number of bank cards per person. While the specifics of the implementation are not yet specified, this measure is aimed at controlling personal debt or credit usage in the country. However, it is important to clarify that this limitation does not appear to be related to the prohibition of automatic debits from bank cards for online subscriptions without prior client consent.
In the Zabaykalsky region, 46,500 people have limited themselves in obtaining credits, suggesting that this is a trend that is gaining traction in Russia. It is unclear at this stage whether this limitation on bank cards per person will be applicable to service providers in Russia.
The changes to the law are expected to be implemented soon, but the exact date is not specified in the report. Under the amendments, service providers will no longer be able to use previously provided bank card data for automatic payments, making subscription management more consumer-friendly.
These changes respond to widespread complaints about "hidden" fees and difficult cancellations, addressing concerns that have long been a source of frustration for many consumers. By simplifying the process of subscription cancellation and enhancing consumer protection, the Russian government is taking a significant step towards making digital services more accessible and user-friendly for all.
- The new policy-and-legislation changes in Russia will ensure that online services cannot automatically charge users' bank cards if the users have deleted their payment details, emphasizing the importance of finance and general-news in this matter.
- In the realm of business and politics, the Russian government's actions aim to enhance consumer protection by requiring online service providers to obtain explicit consent for every debit transaction, thus preventing hidden payments and cumbersome cancellation procedures.
- The government's initiatives also address the trend of limiting the number of bank cards per person in Russia, a move aimed at controlling personal credit usage and debt in the country, although it remains unclear if this restriction will affect service providers.
